money management

The Soon-To-be Retiree’s Guide on Loans

Retirement is not only a time for vacation and it’s not even about starting a sedentary lifestyle retirement is a new chapter in life when you can pursue your passion without worrying about your income. But, not everyone is ready to exit the work force. With bad credit, you may have limited borrowing capacity, and your retirement income may not be enough to cover all your expenses. Here are some steps you can follow to prepare for your retirement: Get your credit report. Some people ignore their credit ratings, especially if they are not planning to get a loan anytime […]


Retirement Planning Ahead of Time

How many of us give any serious thought to retirement? Not many, I can assure you. But that doesn’t mean we shouldn’t be thinking about it. Retirement is serious business and even if there is a long time until then, planning for it ahead of time can bring you serious benefits. What are the challenges of early retirement planning and is it worth it? Let’s find out. Retirement Planning Start planning as early as possible “I can’t think about that now; I’ll think about it tomorrow” may have been Scarlet O’Hara’s motto, but it didn’t even work for her, so […]